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PAFCU Branch Access Limited (May 26 Update)

We are closely monitoring news from Michigan's governor. We look forward to opening our branches yet we will be utilizing enhanced precautions to ensure the safety or our members and staff.

Please remember accounts may be accessed through online banking, our mobile app, and through the CO-OP ATM network. (See links below.)

Please watch this site and email regarding a potential re-opening date for our lobbies.


PAFCU Branch Access Limited As Of March 23

The health and safety of our members and staff are at a heightened level as the country endures the COVID-19 (coronavirus) outbreak.

Polish-American Federal Credit Union is considered an "essential" business and will remain available to members during Michigan's "stay at home" declaration. 

However, starting Monday, March 23, the Troy Branch lobby has been indefinitely closed for basic transactions. Our drive-thru will remain available during normal business hours. Tellers are not available in the lobby.

Special appointments for loans, CDs, IRAs, and urgent matters must be scheduled by calling (248) 619-0440.

Please call ahead at least two hours to learn if an appointment time is available. Unscheduled walk-ins will not be permitted.

Our Hamtramck Branch will only process basic transactions. The Hamtramck Branch will indefinitely be open during the following hours:

Monday - 9:30 a.m. - 2 p.m.

Tuesday - closed

Wednesday - closed

Thursday - 2 p.m. - 6 p.m.

Friday - 2 p.m. - 6 p.m.

Saturday - 9:30 a.m. - 1 p.m.

Sunday - closed

Members may access their accounts at anytime, anywhere online. Check balances, transfer funds, find the nearest fee-free ATM, apply for a loan, and much more from your phone, tablet or personal computer at www.mypafcu.com.

If you haven’t enrolled in online banking, please contact us at (248) 619-0440 and we’ll guide you through the simple process.

Click for more information regarding home banking and our mobile app.

Online Banking -- Apply for personal and auto loans.

Online Bill Pay -- Make one-time or recurring payments to any business or person. We do not charge a fee for this convenient service.

ATMs -- Locate the nearest surcharge-free Co-Op ATM near you. Most 7-Elevens host a Co-Op ATM. Look for the Co-Op logo on the machine.

Please call us at (248) 619-0440 or (313) 365-3230 with any questions. You may also contact us via email or through our Live Chat button found on our website’s home page.

We are in this together with you to help support Metro Detroit Polonia’s financial needs. Please do not hesitate to contact us to learn if we can help you in some fashion.

Please take precautions, look out for each other, and be in good health during these challenging days.


PAFCU Members Receive 20% Cash Rebate for Their Consumer Loans!

Our Board of Directors has decided to once again provide a 20% cash rebate on interest paid on 2019 personal loans!

Last year was yet another great year for the credit union. Once again, we are saying “Thank you” to our members by putting cash back into the pockets of our members.

Members that had a vehicle or signature loan in 2019 received a cash deposit into their PAFCU share account in late December! Qualified members* received up to $800 just for supporting the only credit union serving Metro Detroit Polonia.

We understand a countless number of other financial institutions are always asking for your business. That’s why we’re pleased to reward loyal members again with this cash rebate.

We truly appreciate your support for the only local credit union created to help the Polish community. We wish you nothing but the very best in the New Year!

*The rebate amount members receive depends on the number of months the loan was active since January 2018. If your loan began during another month of the year, the amount will reflect the corresponding rebate.
This rebate is for 2019 loans only. The credit union will consider the offer again if PAFCU performs as well in 2020. Any member that was delinquent with payment in 2019, or caused the credit union a loss, is not eligible for this rebate. Mortgages, home equity loans/lines, and credit card loans are not included. The minimum qualifying rebate amount is $10.

Not a current member of PAFCU?

Learn How to Join


Win Free Airfare to Poland!

Have you been hoping to travel to Poland? We are making it possible for one lucky member with free roundtrip airfare!

Here's how to enter:

1. Refer a new member to join PAFCU.

2. Be sure they mention your name when they become a new member. We'll add your name to a master list of entries.

3. Hope your name is drawn in a random drawing in January 2021!

For each person you refer that becomes a new member, you will receive one entry into the drawing. For example, if 10 people become new members this year and mention your name, you'll have 10 entries in the drawing. All referred members must be active members at the time of the random drawing for the entry to remain valid.

The winner will win a roundtrip ticket to Poland in 2021. The maximum ticket value is $1,500. The winner will have the option to fly anywhere in the United States with a maximum value of up to $1,500 for one roundtrip ticket. The ticket cannot be transferred to another person or combined with another airfare. Winner must contact PAFCU prior to making travel arrangements. The winner may choose to opt-out of the airfare and accept a $500 award. The award is subject to appropriate state and federal tax laws. All entries must be completed by December 31, 2020. All names will be entered into a random drawing and a winner will be chosen in January of 2021.

Members and non-members may submit one entry by mailing a 3x5 card that includes their name, address, and phone number to PAFCU, Poland Drawing, 2889 E. Maple Road, Troy, MI 48083. PAFCU employees, their immediate families, the PAFCU Board of Directors, and its immediate family members are not eligible.


New Mobile App Is Here!

Our redesigned mobile app has arrived to make your life more convenient!

You'll find the new app to be easier to navigate, easier to read, and more powerful to do almost anything with your PAFCU accounts.

How to Download the New App:

Apple Devices: Go to Apple iTunes Store, type in “PAFCU” and download our new mobile app.

Android Devices: Go the Google Play Store, type in “PAFCU” and download our new mobile app.

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