Summer Personal Loan Special

It's the perfect time to consolidate debt, buy that ring, make a home repair, purchase a gift for someone special, or even plan a great summer getaway!

If you have a reasonable need, PAFCU can likely provide financing for you!

Take advantage of our loan special now through August 31, 2020.

Special Rates:

3.90% APR for loans up to 24 months.
6.90% APR for loans up to 48 months.

Members may borrow $1,000 to $5,000. These rates include a .25 loyalty discount. APR = Annual Percentage Rate. Rates are determined by each member's creditworthiness.

Please call us at (248) 619-0440 if you have additional questions.


Our Best Auto Loan Special – Ever!

Rates Now as low as 1.99% APR!

Receive up to $100 with your loan

Plus! Defer Your First Payment Up to 60 Days!*

We understand many PAFCU members are changing their lifestyle and spending habits due to the COVID-19 pandemic. We want to help.

Dealerships were closed and car sales suffered. However, if you're ready to get into a new vehicle now that the guidelines have changed, this might be an ideal time to take advantage of this offer.

Not only are our rates among the very best, we're offering a few extra perks. With our special offer, members may earn a cash reward with their new PAFCU auto loan and choose not to make their first payment until 60 days* after their loan closes!

Please contact us today to learn more. Offer ends August 31, 2020.

*Interest will still accrue during this time and member may opt out. There is no extra deferment fee.


Normal Lobby Hours Have Returned

The long wait is over.

We are now helping members in-person now that Michigan's safety guidelines for the COVID-19 pandemic have been modified.

As a reminder, to ensure a safe environment for members and staff, we have implemented the following changes for our lobbies:

If you would like to set up an in-person appointment, please call us at (248) 619-0440.



PAFCU Members Received 20% Cash Rebate for Their Consumer Loans!


Our Board of Directors has decided to once again provide a 20% cash rebate on interest paid on 2019 personal loans!

Last year was yet another great year for the credit union. Once again, we are saying “Thank you” to our members by putting cash back into the pockets of our members.

Members that had a vehicle or signature loan in 2019 received a cash deposit into their PAFCU share account in late December! Qualified members* received up to $800 just for supporting the only credit union serving Metro Detroit Polonia.

We understand a countless number of other financial institutions are always asking for your business. That’s why we’re pleased to reward loyal members again with this cash rebate.

We truly appreciate your support for the only local credit union created to help the Polish community. We wish you nothing but the very best in the New Year!

*The rebate amount members receive depends on the number of months the loan was active since January 2018. If your loan began during another month of the year, the amount will reflect the corresponding rebate.
This rebate is for 2019 loans only. The credit union will consider the offer again if PAFCU performs as well in 2020. Any member that was delinquent with payment in 2019, or caused the credit union a loss, is not eligible for this rebate. Mortgages, home equity loans/lines, and credit card loans are not included. The minimum qualifying rebate amount is $10.

Not a current member of PAFCU?

Learn How to Join


Win Free Airfare to Poland!

Have you been hoping to travel to Poland? We are making it possible for one lucky member with free roundtrip airfare!

Here's how to enter:

1. Refer a new member to join PAFCU.

2. Be sure they mention your name when they become a new member. We'll add your name to a master list of entries.

3. Hope your name is drawn in a random drawing in January 2021!

For each person you refer that becomes a new member, you will receive one entry into the drawing. For example, if 10 people become new members this year and mention your name, you'll have 10 entries in the drawing. All referred members must be active members at the time of the random drawing for the entry to remain valid.

The winner will win a roundtrip ticket to Poland in 2021. The maximum ticket value is $1,500. The winner will have the option to fly anywhere in the United States with a maximum value of up to $1,500 for one roundtrip ticket. The ticket cannot be transferred to another person or combined with another airfare. Winner must contact PAFCU prior to making travel arrangements. The winner may choose to opt-out of the airfare and accept a $500 award. The award is subject to appropriate state and federal tax laws. All entries must be completed by December 31, 2020. All names will be entered into a random drawing and a winner will be chosen in January of 2021.

Members and non-members may submit one entry by mailing a 3x5 card that includes their name, address, and phone number to PAFCU, Poland Drawing, 2889 E. Maple Road, Troy, MI 48083. PAFCU employees, their immediate families, the PAFCU Board of Directors, and its immediate family members are not eligible.


New Mobile App Is Here!

Our redesigned mobile app has arrived to make your life more convenient!

You'll find the new app to be easier to navigate, easier to read, and more powerful to do almost anything with your PAFCU accounts.

How to Download the New App:

Apple Devices: Go to Apple iTunes Store, type in “PAFCU” and download our new mobile app.

Android Devices: Go the Google Play Store, type in “PAFCU” and download our new mobile app.

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