What would you do with $10,000?
Personal Loan Special Can Make It Possible!
An engagement ring? New hot tub? New tires for the car? A sweet vacation? Maybe a puppy?
The choice is yours!
We're excited to let you know about our new "2.10 in 2021" special! Members can borrow up to $10,000 for a rate as low as 2.10% APR!
You won't find a personal loan rate lower anywhere, let alone from a non-teaser rate with a credit card.
It's the perfect time to make that home improvement or consolidate high-interest debt. If you have a good reason, we're ready to help with a personal loan.
Don't hesitate since we don't know how long we can keep this tremendous rate so low for a personal loan!
Apply online or call us at (248) 619-0440 to learn more.
Be sure to tell your friends about this fantastic offer, too! We welcome new members daily.
The rate above is for up to 18 months and includes a .25% loyalty discount. Loans are 2.10% APR for up to 18 months. Other rates and longer terms are available. This is for new money only.
Members Receive Rebate for 2020 Loans!
Everyone knows 2020 was a difficult year. However, we wanted to end those long 12 months on a positive note by giving cash back to many of our members.
To help us say "Thank You" for their loyalty, members with a vehicle or signature loan in 2020 received a cash deposit into their PAFCU share account on December 23, 2020. Qualified members* received up to $800 just for supporting the only credit union serving Metro Detroit Polonia.
We know many competitors are always asking for your business. Yet the members receiving this rebate have trusted PAFCU with their auto and personal loan needs. We're thrilled to reward this loyalty with a cash rebate for the third consecutive year!
Happy New Year!
*The rebate amount members receive depends on the number of months the loan was active during 2020. This rebate is not guaranteed to continue. The credit union will consider the offer again if PAFCU performs as well in 2021. Any member that was delinquent with a payment in 2020 or caused the credit union a loss is not eligible for this rebate. Mortgages, home equity loans/lines, and credit card loans are not included.
Auto Loan Rates Have Dropped Again!
Finding a lower rate on vehicles than PAFCU's will be very difficult thanks to our recent rate cut.
Rates for new and used vehicles are now as low as 1.49% APR!
Contact us today if you're thinking about getting into a new vehicle. Our staff will be happy to process the paperwork quickly to get you on the road fast!
Remember, it's also smart to get pre-approved for your loan so you know exactly how much spending power you have.
Call us today at (248) 619-0440 to get started.
Long-Time Member Wins Member Referral Contest
Last year was quite difficult for Mariusz Jarnutowski for several reasons. However, as the $500 winner for our New Member Referral Contest, he as no complaints about 2021.
"This is a great start for 2021," he said. "Last year wasn't so good."
Mr. Jarnutowski, a PAFCU member for nearly 30 years, had his name randomly drawn from hundreds of qualifed entries on January 8. Any member that referred a new member to PAFCU in 2020 was qualified to enter the contest. Mr. Jurnutowski referred his son last October.
"(PAFCU) is a part of the Polish community," said when asked why he referrred his son. "I grew up in Poland and so this is like home to me. And the credit union supports the community."
Congratulations to Mr. Jarnutowski. We thank everyone that refers new members to PAFCU and for your loyalty to the credit union.
Refer a New Member to PAFCU and Earn $25!
If you have a friend or family member that would enjoy taking advantage of the great rates PAFCU offers on loans and savings, encourage them to become a member here!
When they open a savings and checking account, both of you will earn $25! Be sure the new member mentions your name to earn the reward.
Not a member of PAFCU yet?
Learn How to Join
Normal Lobby Hours Have Returned
We are now helping members in-person now that Michigan's safety guidelines for the COVID-19 pandemic have been modified.
As a reminder, to ensure a safe environment for members and staff, we have implemented the following changes for our lobbies:
- No more than five members will be allowed in the branch. If possible, use the drive-thru to help you with basic transactions. Visit during mid-mornings or mid-afternoons Tuesday through Thursday. Lines are typically shorter during these times.
- Face masks are required to enter the building. Our staff also wears face masks. Our Troy Branch also has new plastic shields at each teller station.
- Members should adhere to social distancing rules while waiting. Stand no closer than six-feet from another person. Floor markers are in place for guidance.
- Take advantage of remote account access through home banking, our mobile app, and our surcharge-free CO-OP ATM network.
If you would like to set up an in-person appointment, please call us at (248) 619-0440.
Do You Have Our New Mobile App Yet?
Our redesigned mobile app has been designed to make your life more convenient!
You'll find the new app to be easier to navigate, easier to read, and more powerful to do almost anything with your PAFCU accounts.
How to Download the New App:
Apple Devices: Go to Apple iTunes Store, type in “PAFCU” and download our new mobile app.
Android Devices: Go to the Google Play Store, type in “PAFCU” and download our new mobile app.Go to main navigation