Make You Christmas Merrier!
Our traditional Christmas Loan special is back!
With personal loan rates as low as 3.90% APR, it's the perfect time now to make that special purchase, consolidate bills, or transfer high-rate credit card bills.
It's the loan special so many members look forward to every year. This is the perfect time for you to get some help and save some money!
Apply online or call us at (248) 619-0440 to learn more.
This offer ends December 31, 2020. Members may borrow up to $10,000. Rate above is for 24 months and includes a .25% loyalty discount. Loans up to 48 months will have a rate as low as 5.90% APR.
Auto Loan Rates Have Dropped!
Finding a lower rate on vehicle than PAFCU's will be very difficult thanks to our recent rate cut.
Rates for new and used vehicles are now low as low as 1.99% APR!
Contact us today if you're thinking about getting into a new vehicle. Our staff will be happy to process the paperwork quickly to get you on the road fast!
Remember, it's also smart to get pre-approved for your loan so you know exactly how much spending power you have.
Call us today at (248) 619-0440 to get started.
Win Free Airfare to Poland!
Have you been hoping to travel to Poland? We are making it possible for one lucky member with free roundtrip airfare!
Here's how to enter:
1. Refer a new member to join PAFCU.
2. Be sure they mention your name when they become a new member. We'll add your name to a master list of entries.
3. Hope your name is drawn in a random drawing in January 2021!
For each person you refer that becomes a new member, you will receive one entry into the drawing. For example, if 10 people become new members this year and mention your name, you'll have 10 entries in the drawing. All referred members must be active members at the time of the random drawing for the entry to remain valid.
The winner will win a roundtrip ticket to Poland in 2021. The maximum ticket value is $1,500. The winner will have the option to fly anywhere in the United States with a maximum value of up to $1,500 for one roundtrip ticket. The ticket cannot be transferred to another person or combined with another airfare. Winner must contact PAFCU prior to making travel arrangements. The winner may choose to opt-out of the airfare and accept a $500 award. The award is subject to appropriate state and federal tax laws. All entries must be completed by December 31, 2020. All names will be entered into a random drawing and a winner will be chosen in January of 2021.
Members and non-members may submit one entry by mailing a 3x5 card that includes their name, address, and phone number to PAFCU, Poland Drawing, 2889 E. Maple Road, Troy, MI 48083. PAFCU employees, their immediate families, the PAFCU Board of Directors, and its immediate family members are not eligible.
Normal Lobby Hours Have Returned
We are now helping members in-person now that Michigan's safety guidelines for the COVID-19 pandemic have been modified.
As a reminder, to ensure a safe environment for members and staff, we have implemented the following changes for our lobbies:
- No more than five members will be allowed in the branch at one time. Members will be asked to wait outside if the lobby has reached capacity. If possible, visit during mid-mornings or mid-afternoons Tuesday through Thursday. Lines are typically shorter during these times.
- Face masks are required to enter the building. Our staff will also wear face masks. Our Troy Branch will have new plastic shields at each teller station.
- Members should adhere to social distancing rules while waiting. Stand no closer than six-feet from another person. Floor markers will be in place for guidance.
- Please continue to use our drive-thru for basic transactions.
- Take advantage of remote account access through home banking, our mobile app, and our surcharge-free CO-OP ATM network.
If you would like to set up an in-person appointment, please call us at (248) 619-0440.
PAFCU Members Received 20% Cash Rebate for Their Consumer Loans!
Our Board of Directors provided a 20% cash rebate on interest paid on 2019 personal loans!
Last year was yet another great year for the credit union. Once again, we said “Thank you” to our members by putting cash back into the pockets of our members.
Members that had a vehicle or signature loan in 2019 received a cash deposit into their PAFCU share account in late December! Qualified members* received up to $800 just for supporting the only credit union serving Metro Detroit Polonia.
We understand a countless number of other financial institutions are always asking for your business. That’s why we’re pleased to reward loyal members again with this cash rebate.
We truly appreciate your support for the only local credit union created to help the Polish community. We wish you nothing but the very best in the New Year!
*The rebate amount members receive depends on the number of months the loan was active since January 2018. If your loan began during another month of the year, the amount will reflect the corresponding rebate.
This rebate is for 2019 loans only. The credit union will consider the offer again if PAFCU performs as well in 2020. Any member that was delinquent with payment in 2019, or caused the credit union a loss, is not eligible for this rebate. Mortgages, home equity loans/lines, and credit card loans are not included. The minimum qualifying rebate amount is $10.
Not a current member of PAFCU?
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Do You Have Our New Mobile App Yet?
Our redesigned mobile app has been designed to make your life more convenient!
You'll find the new app to be easier to navigate, easier to read, and more powerful to do almost anything with your PAFCU accounts.
How to Download the New App:
Apple Devices: Go to Apple iTunes Store, type in “PAFCU” and download our new mobile app.
Android Devices: Go the Google Play Store, type in “PAFCU” and download our new mobile app.Go to main navigation