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New & Used Vehicle Rates

New Vehicle Rates (2020 - 2017)
Effective Date: Friday, January 24th, 2020
TermAPR as low as
36 Months 2.74%
48 Months 3.24%
60 Months 3.44%
72 Months 3.74%

Used Vehicle Rates (2016 - 2013)
Effective Date: Friday, January 24th, 2020
TermAPR as low as
24 Months 3.24%
36 Months 3.74%
48 Months 3.94%
60 Months 4.24%

Used Vehicle Rates (2012 - 2008)*
Effective Date: Friday, January 24th, 2020
TermAPR as low as
24 Months 4.74%
36 Months 5.24%
48 Months 5.74%

Members with a PAFCU checking account, direct deposit, and automatic payment receive a .25% loan discount. Discounts are already included in these stated rates.

Boat, Motorcycle & RV Rates

New Boat, Motorcycle & RV Rates (2020 - 2017)
Effective Date: Friday, January 24th, 2020
Term*APR as low as
36 Months 6.90%
48 Months 7.90%
60 Months 8.90%
72 Months 9.90%

Used Boat, Motorcycle & RV Rates (2016 - Older)
Effective Date: Friday, January 24th, 2020
Term**APR as low as
36 Months 8.40%
48 Months 9.40%
60 Months 10.90%

*Amortization up to 120 months available with 60 month balloon.
**Amortization oup to 84 months available with 60 month balloon.

Mortgage Rates

Mortgage Loans - Purchase or Refinance
Effective Date: Friday, January 24th, 2020
TermAPR as low as
3 Year Adjustable - 15, 20 & 30 years 3.25%
5 Year Adjustable - 15, 20 & 30 years 3.50%
10 Year Balloon - 15 or 20 Year Term 4.00%
10 Year Balloon - 30 Year Term 4.25%

Home Equity Term Loans
Effective Date: Friday, January 24th, 2020
TermAPR as low as
1 Year Adjustable indexed to the Prime Rate 3.75%
3 Year Adjustable indexed to the Prime Rate 4.25%
5 Year Adjustable indexed to the Prime Rate 4.50%

Home Equity Line of Credit
Effective Date: Friday, January 24th, 2020
TermAPR as low as
6 Month Adjustable indexed to the Prime Rate 4.00%

APR = Annual Percentage Rate. Rates are determined by each member's credit worthiness.

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