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New & Used Vehicle Rates
| New Vehicle Rates (2023 - 2020) |
| Effective Date: Thursday, February 9th, 2023 |
| Term | APR as low as |
| 36 Months |
4.24% |
| 48 Months |
4.74% |
| 60 Months |
4.94% |
| 72 Months |
5.24% |
| Used Vehicle Rates (2019 - 2016) |
| Effective Date: Thursday, February 9th, 2023 |
| Term | APR as low as |
| 24 Months |
4.74% |
| 36 Months |
5.24% |
| 48 Months |
5.44% |
| 60 Months |
5.74% |
| Used Vehicle Rates (2014 - 2010)* |
| Effective Date: Thursday, February 9th, 2023 |
| Term | APR as low as |
| 24 Months |
6.74% |
| 36 Months |
7.24% |
| 48 Months |
7.74% |
Members with a PAFCU checking account (and active debit card), direct deposit, and automatic payment receive a .25% loan discount. Discounts are already included in these stated rates.
Boat, Motorcycle & RV Rates
| New Boat, Motorcycle & RV Rates (2023 - 2020) |
| Effective Date: Thursday, February 9th, 2023 |
| Term* | APR as low as |
| 36 Months |
6.25% |
| 48 Months |
7.25% |
| 60 Months |
8.25% |
| Used Boat, Motorcycle & RV Rates (2019 - Older) |
| Effective Date: Thursday, February 9th, 2023 |
| Term** | APR as low as |
| 36 Months |
6.75% |
| 48 Months |
7.75% |
| 60 Months |
9.25% |
*Amortization up to 120 months available with 60 month balloon.
**Amortization oup to 84 months available with 60 month balloon.
Mortgage Rates
| Mortgage Loans - Purchase or Refinance |
| Effective Date: Thursday, February 9th, 2023 |
| Term | APR as low as |
| 3 Year Adjustable - 15, 20 & 30 years |
4.25% |
| 5 Year Adjustable - 15, 20 & 30 years |
4.50% |
| 10 Year Balloon - 15 or 20 Year Amortization |
5.00% |
| 10 Year Balloon - 30 Year Amortization |
5.25% |
| Home Equity Term Loans |
| Effective Date: Thursday, February 9th, 2023 |
| Term | APR as low as |
| 1 Year Adjustable indexed to the Prime Rate |
4.50% |
| 3 Year Adjustable indexed to the Prime Rate |
5.00% |
| 5 Year Adjustable indexed to the Prime Rate |
5.25% |
| Home Equity Line of Credit |
| Effective Date: Thursday, February 9th, 2023 |
| Term | APR as low as |
| 6 Month Adjustable indexed to the Prime Rate |
4.50% |
APR = Annual Percentage Rate. Rates are determined by each member's credit worthiness.
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