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New & Used Vehicle Rates
New Vehicle Rates (2024 - 2021) |
Effective Date: Monday, November 11th, 2024 |
Term | APR as low as |
36 Months |
3.99% |
48 Months |
4.99% |
60 Months |
5.19% |
72 Months |
5.49% |
For salvage/rebuilt title, call (248) 619-0440 for a rate quote. |
Used Vehicle Rates (2020 - 2017) |
Effective Date: Monday, November 11th, 2024 |
Term | APR as low as |
24 Months |
5.49% |
36 Months |
5.99% |
48 Months |
6.19% |
60 Months |
6.49% |
For salvage/rebuilt title, call (248) 619-0440 for a rate quote. |
Used Vehicle Rates (2016 - 2012)* |
Effective Date: Monday, November 11th, 2024 |
Term | APR as low as |
24 Months |
7.99% |
36 Months |
8.49% |
48 Months |
8.99% |
For vehicles with a salvage/rebuilt title, please call the credit union at (248) 619-0440 for a rate quote. |
Members with a PAFCU checking account (and active debit card), direct deposit, and automatic payment receive a .25% loan discount. Discounts are already included in these stated rates.
Boat, Motorcycle & RV Rates
New Boat, Motorcycle & RV Rates (2024 - 2021) |
Effective Date: Monday, November 11th, 2024 |
Term* | APR as low as |
36 Months |
9.00% |
48 Months |
10.00% |
60 Months |
11.00% |
Used Boat, Motorcycle & RV Rates (2020 - Older) |
Effective Date: Monday, November 11th, 2024 |
Term** | APR as low as |
36 Months |
9.50% |
48 Months |
10.50% |
60 Months |
12.00% |
*Amortization up to 120 months available with 60 month balloon.
**Amortization oup to 84 months available with 60 month balloon.
Mortgage Rates
Mortgage Loans - Purchase or Refinance |
Effective Date: Monday, November 11th, 2024 |
Term | APR as low as |
3 Year Adjustable - 15, 20 & 30 years |
5.75% |
5 Year Adjustable - 15, 20 & 30 years |
6.00% |
10 Year Balloon - 15 or 20 Year Amortization |
6.50% |
10 Year Balloon - 30 Year Amortization |
6.50% |
Rates reflect .25% discount for 20% down and .25% loyalty discount. |
Home Equity Term Loans |
Effective Date: Monday, November 11th, 2024 |
Term | APR as low as |
1 Year Adjustable indexed to the Prime Rate |
5.50% |
3 Year Adjustable indexed to the Prime Rate |
6.00% |
5 Year Adjustable indexed to the Prime Rate |
6.25% |
Rates reflect .25% loyalty discount. |
Home Equity Line of Credit |
Effective Date: Monday, November 11th, 2024 |
Term | APR as low as |
6 Month Adjustable indexed to the Prime Rate |
7.75% |
APR = Annual Percentage Rate. Rates are determined by each member's credit worthiness.
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