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New & Used Vehicle Rates
New Vehicle Rates (2021 - 2018) |
Effective Date: Wednesday, March 3rd, 2021 |
Term | APR as low as |
36 Months |
1.49% |
48 Months |
1.99% |
60 Months |
2.19% |
72 Months |
2.49% |
Used Vehicle Rates (2017 - 2014) |
Effective Date: Wednesday, March 3rd, 2021 |
Term | APR as low as |
24 Months |
1.99% |
36 Months |
2.49% |
48 Months |
2.69% |
60 Months |
2.99% |
Used Vehicle Rates (2013 - 2009)* |
Effective Date: Wednesday, March 3rd, 2021 |
Term | APR as low as |
24 Months |
2.99% |
36 Months |
3.49% |
48 Months |
3.99% |
Members with a PAFCU checking account, direct deposit, and automatic payment receive a .25% loan discount. Discounts are already included in these stated rates.
Boat, Motorcycle & RV Rates
New Boat, Motorcycle & RV Rates (2021 - 2012) |
Effective Date: Wednesday, March 3rd, 2021 |
Term* | APR as low as |
36 Months |
6.90% |
48 Months |
7.90% |
60 Months |
8.90% |
72 Months |
9.90% |
Used Boat, Motorcycle & RV Rates (2016 - Older) |
Effective Date: Wednesday, March 3rd, 2021 |
Term** | APR as low as |
36 Months |
8.40% |
48 Months |
9.40% |
60 Months |
10.90% |
*Amortization up to 120 months available with 60 month balloon.
**Amortization oup to 84 months available with 60 month balloon.
Mortgage Rates
Mortgage Loans - Purchase or Refinance |
Effective Date: Wednesday, March 3rd, 2021 |
Term | APR as low as |
3 Year Adjustable - 15, 20 & 30 years |
2.00% |
5 Year Adjustable - 15, 20 & 30 years |
2.25% |
10 Year Balloon - 15 or 20 Year Term |
2.75% |
10 Year Balloon - 30 Year Term |
4.00% |
Home Equity Term Loans |
Effective Date: Wednesday, March 3rd, 2021 |
Term | APR as low as |
1 Year Adjustable indexed to the Prime Rate |
3.75% |
3 Year Adjustable indexed to the Prime Rate |
4.25% |
5 Year Adjustable indexed to the Prime Rate |
4.50% |
Home Equity Line of Credit |
Effective Date: Wednesday, March 3rd, 2021 |
Term | APR as low as |
6 Month Adjustable indexed to the Prime Rate |
4.00% |
APR = Annual Percentage Rate. Rates are determined by each member's credit worthiness.
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