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New & Used Vehicle Rates

New Vehicle Rates (2022 - 2019)
Effective Date: Thursday, September 29th, 2022
TermAPR as low as
36 Months 2.99%
48 Months 3.49%
60 Months 3.74%
72 Months 3.99%

Used Vehicle Rates (2018 - 2015)
Effective Date: Thursday, September 29th, 2022
TermAPR as low as
24 Months 3.49%
36 Months 3.99%
48 Months 4.19%
60 Months 4.49%

Used Vehicle Rates (2014 - 2010)*
Effective Date: Thursday, September 29th, 2022
TermAPR as low as
24 Months 4.49%
36 Months 4.99%
48 Months 5.49%

Members with a PAFCU checking account (and active debit card), direct deposit, and automatic payment receive a .25% loan discount. Discounts are already included in these stated rates.

Boat, Motorcycle & RV Rates

New Boat, Motorcycle & RV Rates (2022 - 2019)
Effective Date: Thursday, September 29th, 2022
Term*APR as low as
36 Months 6.25%
48 Months 7.25%
60 Months 8.25%

Used Boat, Motorcycle & RV Rates (2018 - Older)
Effective Date: Thursday, September 29th, 2022
Term**APR as low as
36 Months 6.75%
48 Months 7.75%
60 Months 9.25%

*Amortization up to 120 months available with 60 month balloon.
**Amortization oup to 84 months available with 60 month balloon.

Mortgage Rates

Mortgage Loans - Purchase or Refinance
Effective Date: Thursday, September 29th, 2022
TermAPR as low as
3 Year Adjustable - 15, 20 & 30 years 3.75%
5 Year Adjustable - 15, 20 & 30 years 4.00%
10 Year Balloon - 15 or 20 Year Amortization 4.50%
10 Year Balloon - 30 Year Amortization 4.75%

Home Equity Term Loans
Effective Date: Thursday, September 29th, 2022
TermAPR as low as
1 Year Adjustable indexed to the Prime Rate 4.00%
3 Year Adjustable indexed to the Prime Rate 4.50%
5 Year Adjustable indexed to the Prime Rate 4.75%

Home Equity Line of Credit
Effective Date: Thursday, September 29th, 2022
TermAPR as low as
6 Month Adjustable indexed to the Prime Rate 4.00%

APR = Annual Percentage Rate. Rates are determined by each member's credit worthiness.

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