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New & Used Vehicle Rates
New Vehicle Rates (2023 - 2020) |
Effective Date: Thursday, June 8th, 2023 |
Term | APR as low as |
36 Months |
4.74% |
48 Months |
5.24% |
60 Months |
5.44% |
72 Months |
5.74% |
Used Vehicle Rates (2019 - 2016) |
Effective Date: Thursday, June 8th, 2023 |
Term | APR as low as |
24 Months |
5.24% |
36 Months |
5.74% |
48 Months |
5.94% |
60 Months |
6.24% |
Used Vehicle Rates (2015 - 2011)* |
Effective Date: Thursday, June 8th, 2023 |
Term | APR as low as |
24 Months |
7.24% |
36 Months |
7.74% |
48 Months |
8.24% |
Members with a PAFCU checking account (and active debit card), direct deposit, and automatic payment receive a .25% loan discount. Discounts are already included in these stated rates.
Boat, Motorcycle & RV Rates
New Boat, Motorcycle & RV Rates (2023 - 2020) |
Effective Date: Thursday, June 8th, 2023 |
Term* | APR as low as |
36 Months |
8.25% |
48 Months |
9.25% |
60 Months |
10.00% |
Used Boat, Motorcycle & RV Rates (2019 - Older) |
Effective Date: Thursday, June 8th, 2023 |
Term** | APR as low as |
36 Months |
6.75% |
48 Months |
7.75% |
60 Months |
9.25% |
*Amortization up to 120 months available with 60 month balloon.
**Amortization oup to 84 months available with 60 month balloon.
Mortgage Rates
Mortgage Loans - Purchase or Refinance |
Effective Date: Thursday, June 8th, 2023 |
Term | APR as low as |
3 Year Adjustable - 15, 20 & 30 years |
4.75% |
5 Year Adjustable - 15, 20 & 30 years |
5.00% |
10 Year Balloon - 15 or 20 Year Amortization |
5.50% |
10 Year Balloon - 30 Year Amortization |
5.75% |
Home Equity Term Loans |
Effective Date: Thursday, June 8th, 2023 |
Term | APR as low as |
1 Year Adjustable indexed to the Prime Rate |
5.00% |
3 Year Adjustable indexed to the Prime Rate |
5.50% |
5 Year Adjustable indexed to the Prime Rate |
5.75% |
Home Equity Line of Credit |
Effective Date: Thursday, June 8th, 2023 |
Term | APR as low as |
6 Month Adjustable indexed to the Prime Rate |
4.75% |
APR = Annual Percentage Rate. Rates are determined by each member's credit worthiness.
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