Preferred Checking Earns Members 3.03% APY!
This may be the best checking account you’ll find anywhere!
Preferred Checking is our high dividend checking account designed for loyal members looking to earn more money — 3.03% APY on balances up to $7,500. No minimum deposit is required.
Members keeping at least $7,500 in their account for a year and meeting the requirements below earn $225 every 12 months!
The high-paying account is also simple to open!
When you sign up for direct deposit, use a PAFCU debit card, and receive your monthly statements electronically, you will earn an impressive quarterly dividend. (There’s also a quick and easy application to complete.)
Balances above $7,500 will earn our basic checking account rate. No minimum balance is required. You will also have access to Bill Pay – FREE!
Preferred Checking Requirements
The following are required services for this elevated account:
- Sign-up for E-Statements
- Maintain a share account
- Maintain an active Polish-American FCU Debit Card (perform eight “credit” transactions each month)
- Maintain Direct Deposit into your Preferred Checking account