Account Access to Fit Your Life

Whether you're at home on a Sunday night or in another country wondering if a bill has been paid, you always have access to your PAFCU accounts through our online banking site.

Use your personal computer, smartphone or tablet to access your account anytime, anywhere. It's like having a personal PAFCU branch wherever you go!

Use the convenient online banking tool to conduct all of your online banking.

User Note: Due to security precautions, Internet Explorer (IE) and Mozilla Firefox are not compatible with our home banking system. Members should use Chrome, Microsoft Edge, or Apple Safari to access home banking and bill pay. Please contact us if you need any assistance.

How to Register for Our New Online Banking System

The following instructions are for current online banking users.

  1. Go to
  2. Click the Online Banking Login button on the home page.
  3. When the Log On screen appears, enter your information. Your logon ID will be your current online banking user ID - which could be your account numberYour new default Security Code/Password is the last 4 digits of the primary account holders SSN. This will be reset shortly. Use this default as your first-time login and on the change password screen.

If your account doesn't have a SSN/TIN use 0000 as the Security Code/Password.

IMPORTANT: Once logged in and validated, the system requires you to create a new logon ID and password, along with prompting you to select security questions, providing a contact email address and phone number for password changes. For your new logon ID, we suggest adding a digit or letter to the end of your current ID.

The following instructions are for new online banking users.
  1. Click “Enroll in online banking”. 
  2. Please note the PIN is your last four digits of your Social Security Number. (This is not your debit or credit card PIN.)  If you don’t have an SSN or TIN, use 0000 instead.

Use only your house number, not your street name.

  1. You will also be prompted to create a new logon ID and password. For your new logon ID, we suggest adding a digit or letter to the end of your member account number.
  1. The system will ask you three unique questions to help provide more security to your account.


Go to main navigation