We're The Credit Union Polonia Banks On - And You Should, Too

Today is a perfect day to join Polish-American Federal Credit Union. If you have been referred to us by a friend or family member, you could earn up to $100 for joining the credit union serving local Polonia since 1976!

Not only does PAFCU offer highly competitive rates on loans and savings programs, but we are also here to support the Polish community first. We have helped thousands of Polish Americans since our doors opened in 1976.

You may qualify for membership at PAFCU if you are of Polish heritage or descent.

If you are a member in good standing with one of the organizations outlined in the list of participating organizations, you're eligible to join PAFCU. Here's a list of our Field of Membership. New members must also be residents of Michigan.

Become a Member


Member Referral Program Offering Up to $100!

If you have a family member or friend who could benefit from joining PAFCU, please refer them to us! You could earn up to $100 for you and the new member!

If the new member opens a savings and checking account (with a debit card), both of you will earn $100. The new member needs to average eight non-PIN transactions with their PAFCU debit card in each of the first three months.

You and the new member can earn another $50 each if the new member finances a loan worth at least $5,000!

Be sure the new member mentions your name when they open the new account to make sure you cash in.

These special offers may end at any time, so don't hesitate. Join today!

*To earn the bonus, referred member must open a new Preferred Checking Account. A monthly Direct Deposit (ACH) must be established. Direct Deposit may include payroll, government payments (i.e., Social Security), or pension. A $5 deposit is required for membership (savings account)—a savings account is required to open Preferred Checking. Preferred Checking requires eight debit card transactions (non-PIN) each month. The first $7,500 in the account earns a higher dividend rate. The remaining balance makes a regular savings rate. The bonus may be taxable as interest income and reported on IRS Form 1099-INT. A $50 or $100 bonus will be paid after 90 days and after the requirements are met. Must not have closed a PAFCU membership since June 1, 2020. **APY = Annual Percentage Yield.

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