How does one become a member?

You may qualify for membership at Polish-American Federal Credit Union if you are of Polish heritage or descent or if you are a member in good standing with one of the organizations outlined in our Polish-American Federal Credit Union Charter Number 22280. You can view a copy of our Charter’s Field of Membership by clicking here.

You may also contact us directly to receive further information regarding becoming a member of Polish-American Federal Credit Union.

A $5 deposit is required in order to become a member.

Minimum Balance Requirements – To become a member at PAFCU, you must purchase one share.  This is a $5 deposit into a savings account.  The minimum $5 cannot be withdrawn unless you close your account. You must maintain a minimum average daily balance of $5.01 in your account to receive dividends.

Your support allows us to contribute thousands of dollars to Polish cultural, educational, and youth activities.

Become a Member

For security reasons, an in-person signature is required to become an official credit union member.


Member Referral Program

If you have a family member or friend that could benefit from becoming a member at PAFCU, please refer them to us! You could earn up to $25 for you and the new member!

If the new member opens a savings and checking account (with a debit card), both of you will earn $25. The new member simply needs to average six PIN transations with their PAFCU debit card in each of the first three months.

Be sure the new member mentions your name when they open the new account. We want to make sure you cash in!

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