PAFCU Savings Rates

Savings
Effective Date: Sunday, April 21st, 2024
BalancesAPY
< $25.00 0.00%
$25.00 - $499.99 0.05%
$500.00 - $999.99 0.05%
$1000.00 + 0.05%

Checking
Effective Date: Sunday, April 21st, 2024
AccountAPY
Regular Checking 0.03%
Preferred Checking (for the first $7,500) 3.03%

Certificates
Effective Date: Sunday, April 21st, 2024
TermMinimumAPYAPY as high as
6 Months $500.00 4.00% 4.040%
1 Year $500.00 4.25% 4.25*
2 Year $500.00 3.50% 3.500%
3 Year $500.00 3.25% 3.250%
4 Year $500.00 3.00% 3.000%
5 Year $500.00 1.35% 2.750%
* The 12 month rate is for new money not currently with PAFCU. Money currently with PAFCU is 4.00% APY.

Members with an active PAFCU checking account, active debit card, consumer loan (not mortgage), and/or active PAFCU Visa Card are eligible for a higher yield.

IRAs
Effective Date: Sunday, April 21st, 2024
TermAPYAPY as high as
1 Year Term Adjusted Quarterly 0.35% 0.350%
1 Year Term Adjusted Annually 0.75% 0.750%
1 Year Certificate 0.75% 0.750%
3 Year Certificate 1.00% 1.000%
5 Year Certificate 1.35% 1.350%

Members with an active PAFCU checking account, active debit card, consumer loan (not mortgage), and/or active PAFCU Visa Card are eligible for a higher yield.

Money Market Account
Effective Date: Sunday, April 21st, 2024
BalancesAPY
$1 - $2,499 0.05%
$2,500 - $9,999 0.30%
$10,000 - $19,999 0.35%
$20,000 - $49,999 0.50%
$50,000 - $99,999+ 0.65%
$100,000 + 1.00%

APY = Annual Percentage Yield

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