PAFCU Savings Rates
| Savings |
| Effective Date: Thursday, December 7th, 2023 |
| Balances | APY |
| < $25.00 |
0.00% |
| $25.00 - $499.99 |
0.05% |
| $500.00 - $999.99 |
0.05% |
| $1000.00 + |
0.05% |
| Checking |
| Effective Date: Thursday, December 7th, 2023 |
| Account | APY |
| Regular Checking |
0.03% |
| Preferred Checking (for the first $7,500) |
3.03% |
| Certificates |
| Effective Date: Thursday, December 7th, 2023 |
| Term | Minimum | APY | APY as high as |
| 3 Months |
$500.00 |
0.25% |
0.250% |
| 6 Months |
$500.00 |
0.35% |
0.350% |
| 1 Year |
$500.00 |
0.75% |
0.750% |
| 2 Year |
$500.00 |
0.85% |
0.850% |
| 3 Year |
$500.00 |
1.00% |
1.000% |
| 4 Year |
$500.00 |
1.15% |
1.150% |
| 5 Year |
$500.00 |
1.35% |
1.350% |
Members with an active PAFCU checking account, active debit card, consumer loan (not mortgage), and/or active PAFCU Visa Card are eligible for a higher yield.
| IRAs |
| Effective Date: Thursday, December 7th, 2023 |
| Term | APY | APY as high as |
| 1 Year Term Adjusted Quarterly |
0.35% |
0.350% |
| 1 Year Term Adjusted Annually |
0.75% |
0.750% |
| 1 Year Certificate |
0.75% |
0.750% |
| 3 Year Certificate |
1.00% |
1.000% |
| 5 Year Certificate |
1.35% |
1.350% |
Members with an active PAFCU checking account, active debit card, consumer loan (not mortgage), and/or active PAFCU Visa Card are eligible for a higher yield.
| Money Market Account |
| Effective Date: Thursday, December 7th, 2023 |
| Balances | APY |
| $1 - $2,499 |
0.05% |
| $2,500 - $9,999 |
0.30% |
| $10,000 - $19,999 |
0.35% |
| $20,000 - $49,999 |
0.50% |
| $50,000 - $99,999+ |
0.65% |
| $100,000 + |
1.00% |
APY = Annual Percentage Yield
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