Heading 2 Needed
| Savings |
| Effective Date: Friday, January 24th, 2020 |
| Balances | APY |
| < $25.00 |
0.00% |
| $25.00 - $499.99 |
0.05% |
| $500.00 - $999.99 |
0.05% |
| $1000.00 + |
0.05% |
| Checking |
| Effective Date: Friday, January 24th, 2020 |
| Account | APY |
| Regular Checking |
0.05% |
| Preferred Checking (for the first $7,500) |
3.03% |
| Certificates |
| Effective Date: Friday, January 24th, 2020 |
| Term | Minimum | APY | APY as high as |
| 3 Months |
$500.00 |
0.75% |
0.752% |
| 6 Months |
$500.00 |
1.00% |
1.010% |
| 1 Year |
$500.00 |
1.40% |
1.400% |
| 2 Year |
$500.00 |
1.60% |
1.600% |
| 3 Year |
$500.00 |
2.00% |
2.000% |
| 4 Year |
$500.00 |
2.30% |
2.300% |
| 5 Year |
$500.00 |
2.50% |
2.500% |
Members with an active PAFCU checking account, active debit card, consumer loan (not mortgage), and/or active PAFCU Visa Card are eligible for a higher yield.
| IRAs |
| Effective Date: Friday, January 24th, 2020 |
| Term | APY | APY as high as |
| 1 Year Term Adjusted Quarterly |
0.20% |
0.200% |
| 1 Year Term Adjusted Annually |
0.25% |
1.650% |
| 1 Year Certificate |
0.85% |
1.650% |
| 3 Year Certificate |
1.35% |
2.150% |
| 5 Year Certificate |
1.65% |
2.450% |
Members with an active PAFCU checking account, active debit card, consumer loan (not mortgage), and/or active PAFCU Visa Card are eligible for a higher yield.
| Money Market Account |
| Effective Date: Friday, January 24th, 2020 |
| Balances | APY |
| $1 - $2,499 |
0.05% |
| $2,500 - $19,999 |
0.25% |
| $20,000 - $49,999 |
0.45% |
| $50,000 - $99,999 |
0.75% |
| $100,000+ |
1.00% |
APY = Annual Percentage Yield
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