PAFCU Savings Rates
| Savings |
| Effective Date: Wednesday, November 5th, 2025 |
| Balances | APY |
| < $25.00 |
0.00% |
| > $25.00 |
0.10% |
| Checking |
| Effective Date: Wednesday, November 5th, 2025 |
| Account | APY |
| Regular Checking |
0.03% |
| Preferred Checking (for the first $7,500) |
3.03% |
| Certificates |
| Effective Date: Wednesday, November 5th, 2025 |
| Term | Minimum | APY | APY as high as |
| 26 Weeks |
$500.00 |
3.75% |
3.790% |
| 1 Year |
$500.00 |
4.00% |
4.000% |
| 2 Year |
$500.00 |
3.40% |
3.400% |
| 3 Year |
$500.00 |
3.30% |
3.300% |
| 4 Year |
$500.00 |
3.25% |
3.250% |
| 5 Year |
$500.00 |
3.00% |
3.000% |
| * Rates may increase .2% when a member qualifies for our loyalty benefits. Ask us for more details. |
| IRAs |
| Effective Date: Wednesday, November 5th, 2025 |
| Term | APY | APY as high as |
| 1 Year Term Adjusted Quarterly |
3.75% |
3.800% |
| 1 Year Certificate |
4.00% |
4.000% |
| 3 Year Certificate |
3.30% |
3.300% |
| 5 Year Certificate |
3.00% |
3.000% |
| Money Market Account |
| Effective Date: Wednesday, November 5th, 2025 |
| Balances | APY |
| $1 - $2,499 |
0.10% |
| $2,500 - $9,999 |
0.50% |
| $10,000 - $19,999 |
1.00% |
| $20,000 - $49,999 |
1.76% |
| $50,000 - $99,999+ |
2.02% |
| $100,000 + |
3.04% |
APY = Annual Percentage Yield
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