It's Never Too Early to Learn

Youth savers will have fun being a member at Polish-American Federal Credit Union!

Brand new youth members receive free gifts for becoming a member — and parents (or grandparents) earn $25 for each child they refer to the credit union! When your child becomes a credit union member, you're helping to share a piece of your Polish heritage and also encourages wise savings habits.

Children with a PAFCU account will receive a small gift each time they visit our branch and make a small deposit!

"A” Grade Reward Program

We offer a $2 deposit for each “A” young members (Kindergarten through 12th grade) receive on a report card.

“A” Grade Reward Rules

• The child simply needs to match the reward with at least a $2 deposit of their own. Max of $28 per child each year.
• Deposits must be made in person by the student generally within one month of the report card date. Some exceptions will be considered.
• There is a limit of two matches per the calendar year per member.
• The student must be the primary member on the account with appropriate social security number and date of birth.
• Grade cards must be from an accredited school program, or equivalent, and for an official and most recent grading term.
• Mid-term, interim or outdated cards are not eligible.
• PAFCU reserves the right to take special situations and children of special needs into consideration.
• If letter grades are not used, we will consider equivalents such as Exceeding Expectations, S+, “O” for Outstanding, Excellent, 3.5 and above on a 4 point scale, 90% and above and so forth.
• “Effort” or “Conduct” grades do not count.
• Mid-term, interim, individual projects and outdated cards are not eligible.

Students 18 & Older

This account is ALL about YOU!

PAFCU makes banking convenient for our student members, likely in college or trade school.

• Mobile Banking
• Online Banking
• Online Bill Pay
• E-Statements
• Debit Card – Access to nearly 30,000 surcharge FREE ATM’s of the CO-OP Network
• Savings Account
• Checking Account – No Minimum Balance and No Monthly Maintenance Fee
• First 50 checks FREE
• Access to 112 Shared Branches state-wide
• Visa Credit Card with $500 credit limit for those who qualify