Make Your Dream Home a Reality!

The home buying process can be lengthy and stressful. You need a partner by your side that wants the process to go smoothly so you open the door with excitement rather than anxiety.

We consider our members family. Our loan officers are well experienced and understand the numerous challenges of buying a home. We’ll sit down with you, figure out a loan that is right for your budget, and help you with the important pre-approval process.

Soon enough, you'll have a home you absolutely love with a payment plan you're comfortable to make.

Whether you’re buying your first home or refinancing your current mortgage, we’re ready and excited to help you!

Mortgages

What makes us different than other lenders? We don’t charge any of the fees most mortgage lenders do. We also don’t collect your monthly allocation for property taxes and insurance.

We offer:

• Fast approval time
• Very competitive pricing: low closing costs, no points, and often no escrow account
• Pre-approved loans
• Mortgages for first-time home buyers

Home Equity Loans & Home Equity Lines of Credit

Have you been in your house for a few years and have equity built up in your home’s value?

A home equity loan or HELOC might be a great option to help finance a major purchase such as a home improvement project, a great pool, consolidate high-rate debt, or even a large wedding. 

We Have Lowered Our Home Equity Rates!

Home Equity Loan rates are now as low as 2.75% APR.

Home Equity Line Of Credit Rates have dropped to 2.50% APR.

Home Equity Loan Features:

• Fixed Rate
• Fixed Term
• Interest Paid May Be Tax Deductible*
• One-Time Loan
• Easy Application Process

Home Equity Line of Credit Features:

• Low Rate
• Money May Be Drawn When You Need It
• Interest Paid May Be Tax Deductible
• Easy Application Process

* Consult your tax advisor for potential tax deduction. APR = Annual Percentage Rate. $5,000 minimum draw.  Rates determined by each member's creditworthiness and term of loan and equity in home. 

To complete a mortgage or home equity application form please stop by our Troy Branch.

Questions? Feel free to contact our loan department at (248) 619-0440.