When You Have Time to Earn Higher Dividends

PAFCU offers a variety of Certificates of Deposit to fit your personal financial needs. Our minimum deposit requirements are low, making even small investments earn the highest possible return. Remember, your investment and the dividends are insured up to $250,000* throughout the term by the NCUA (National Credit Union Association).

• Choose from maturities of three months to 1 year
• Rates are usually based on the length of the certificate term
• A low $500 minimum deposit
• Lock in a great, competitive rate. The rate you initially invest at is the rate you will earn for the entire selected term -- even if interest rates drop

Take a Look at Our CD Special!

We have three exciting Certificate of Deposit offers to boost your savings!

3-month certificate: 3.75% APY

6-month certificate: 3.85% APY

1-year certificate: 4.25% APY

Members may earn an additional .10% using other services such as our checking account, debit card, consumer loan, or our Visa credit card!

This offer may end at any time. Do not hesitate to take advantage of these special rates.

Special rates are for new money only. Money currently deposited with PAFCU cannot be transferred to this special offer. A $500 minimum deposit is required. Dividends are paid and quarterly deposited into savings. Penalty may be imposed for early withdrawal. Please contact your attorney or tax advisor for advice on your situation. APY = Annual Percentage Yield.

How to Sign Up

To invest in a Polish-American FCU Certificate, visit any of our branches or call a customer service representative at 248-619-0440.

*Refer to the Your Insured Funds (PDF Booklet) for complete details.