We have full integration of Zelle® into our PAFCU online and mobile banking!
(Attention Android Users: If you are experiencing any technical issues with the new Zelle® feature or it isn't showing up yet, we recommend reinstalling the PAFCU Mobile app. Simply delete the current app and redownload it from the Google Play® Store to ensure you are using the most up-to-date version with all recent fixes.)
Key Details:
Enrollment Required: Members must have a checking account with PAFCU and will need to enroll to use this feature.*
Existing Users: Those who have already enrolled in Zelle® through another financial institution can choose to transfer their existing Zelle® token to PAFCU. Existing users will have to accept terms and conditions before use.
Simplicity: You only need the recipient’s phone number or email address but they need to also have a Zelle® account.
Speed: Funds transfer within minutes between participants already enrolled in Zelle®.
Convenience: Zelle® supports split requests (one request for funds to be sent to multiple people) and can connect to your mobile device contacts when accessed via our mobile app.
Zelle® feature is currently available for ages 18 and up.
First time using Zelle®?
It’s fast and easy!
With a network of over 2,300 participating financial institutions, Zelle® makes it seamless to transfer money between different banks and credit unions.
Explore the examples below to see how you can use Zelle® to move money between accounts in minutes.
To learn more about Zelle® visit: https://www.zelle.com/get-started

- Enroll or log in to Online Banking or the Polish-American Federal CU mobile app. Download it for free on the App store or GooglePlay**
- Select "Transfer/Zelle®”
- Select “Zelle®"
- Accept Terms and Conditions
- Select your U.S. mobile number or email address and deposit account
Tips for Sending Money Safely with Zelle®
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Know Your Recipient: Only send money to people you know and trust, such as friends and family.
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Verify the Details: Always double-check the recipient’s name, U.S. mobile number, and email address before hitting send.
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Stay Alert: If a request feels suspicious or comes from an unknown source, do not proceed with a transaction. Trust your instincts—sending money to strangers increases your risk of fraud.

*The funds may be subject to our hold policies. There is a $700.00 limit per transaction and $900.00 daily limit.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
**Android and Google Play are trademarks of Google Inc. Apple, the Apple logo, iPhone, iPod touch, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

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