PAFCU Savings Rates

Savings
Effective Date: Tuesday, August 3rd, 2021
BalancesAPY
< $25.00 0.00%
$25.00 - $499.99 0.03%
$500.00 - $999.99 0.03%
$1000.00 + 0.03%

Checking
Effective Date: Tuesday, August 3rd, 2021
AccountAPY
Regular Checking 0.03%
Preferred Checking (for the first $7,500) 3.03%

Certificates
Effective Date: Tuesday, August 3rd, 2021
TermMinimumAPYAPY as high as
3 Months $500.00 0.10% 0.500%
6 Months $500.00 0.20% 0.600%
1 Year $500.00 0.25% 0.650%
2 Year $500.00 0.30% 0.700%
3 Year $500.00 0.35% 0.750%
4 Year $500.00 0.40% 0.800%
5 Year $500.00 0.50% 0.900%

Members with an active PAFCU checking account, active debit card, consumer loan (not mortgage), and/or active PAFCU Visa Card are eligible for a higher yield.

IRAs
Effective Date: Tuesday, August 3rd, 2021
TermAPYAPY as high as
1 Year Term Adjusted Quarterly 0.35% 0.350%
1 Year Term Adjusted Annually 0.45% 0.450%
1 Year Certificate 0.45% 0.850%
3 Year Certificate 0.75% 1.150%
5 Year Certificate 1.00% 1.400%

Members with an active PAFCU checking account, active debit card, consumer loan (not mortgage), and/or active PAFCU Visa Card are eligible for a higher yield.

Money Market Account
Effective Date: Tuesday, August 3rd, 2021
BalancesAPY
$1 - $2,499 0.05%
$2,500 - $9,999 0.05%
$10,000 - $19,999 0.05%
$20,000 - $49,999 0.10%
$50,000 - $99,999+ 0.15%
$100,000 + 0.25%

APY = Annual Percentage Yield

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