PAFCU Savings Rates
Savings |
Effective Date: Thursday, December 7th, 2023 |
Balances | APY |
< $25.00 |
0.00% |
$25.00 - $499.99 |
0.05% |
$500.00 - $999.99 |
0.05% |
$1000.00 + |
0.05% |
Checking |
Effective Date: Thursday, December 7th, 2023 |
Account | APY |
Regular Checking |
0.03% |
Preferred Checking (for the first $7,500) |
3.03% |
Certificates |
Effective Date: Thursday, December 7th, 2023 |
Term | Minimum | APY | APY as high as |
3 Months |
$500.00 |
0.25% |
0.250% |
6 Months |
$500.00 |
0.35% |
0.350% |
1 Year |
$500.00 |
0.75% |
0.750% |
2 Year |
$500.00 |
0.85% |
0.850% |
3 Year |
$500.00 |
1.00% |
1.000% |
4 Year |
$500.00 |
1.15% |
1.150% |
5 Year |
$500.00 |
1.35% |
1.350% |
Members with an active PAFCU checking account, active debit card, consumer loan (not mortgage), and/or active PAFCU Visa Card are eligible for a higher yield.
IRAs |
Effective Date: Thursday, December 7th, 2023 |
Term | APY | APY as high as |
1 Year Term Adjusted Quarterly |
0.35% |
0.350% |
1 Year Term Adjusted Annually |
0.75% |
0.750% |
1 Year Certificate |
0.75% |
0.750% |
3 Year Certificate |
1.00% |
1.000% |
5 Year Certificate |
1.35% |
1.350% |
Members with an active PAFCU checking account, active debit card, consumer loan (not mortgage), and/or active PAFCU Visa Card are eligible for a higher yield.
Money Market Account |
Effective Date: Thursday, December 7th, 2023 |
Balances | APY |
$1 - $2,499 |
0.05% |
$2,500 - $9,999 |
0.30% |
$10,000 - $19,999 |
0.35% |
$20,000 - $49,999 |
0.50% |
$50,000 - $99,999+ |
0.65% |
$100,000 + |
1.00% |
APY = Annual Percentage Yield
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