Home Equity Loans & Home Equity Lines of Credit

Have you been in your house for a few years and have equity built up in your home’s value?

A home equity loan or HELOC might be a great option to help finance a major purchase such as a home improvement project, a great pool, or a large wedding. Many choose to save money by refinancing high-rate debt. 

We'll help save you money today if you have a good reason.

Our Home Equity Rates Are Still Competitive!

The Federal Reserve has continually raised the prime rate in the last few years to help stabilize the economy. Unfortunately, if you have a home equity product elsewhere, your monthly payment is also climbing.

Now is the perfect time to bring that loan or line of credit to PAFCU!

View Our Latest Rates 

Home Equity Loan Features:

• Low Rate Provides Peace of Mind

• Low Term Helps Save Money

• Interest Paid May Be Tax Deductible*

• One-Time Loan

• Easy Application Process

Home Equity Line of Credit Features:

• Very Competitive Rates Keeps Money in Your Pocket

• Money May Be Drawn When You Need It

• Interest Paid May Be Tax Deductible

• Easy Application Process

To complete a mortgage or home equity application form, please visit one of our branches. 

Questions? Contact our loan department at (248) 619-0440.

* Consult your tax advisor for a potential tax deduction. APR = Annual Percentage Rate. $5,000 minimum draw.  Each member's creditworthiness determines rates, the term of the loan, and equity in the home.