Easy Tips to Prevent Identity Theft

4/4/2024

While Polish-American Federal Credit Union has stringent security measures in place to secure your information, members must also be diligent for themselves, too. Follow these tips to help keep yourself safe.

What is Identity Theft?

Imagine someone using your Social Security number, credit card details, or other personal information to open accounts, rack up debt, or even commit crimes – that's identity theft! It can be a huge hassle to sort out, and it can damage your credit score for years. Not cool.

Why Should You Care?

Here's the deal: identity theft can be a major headache. It can take a lot of time and effort to clear your name and fix any financial damage. By taking some proactive steps, you can save yourself a world of trouble.

Top 5 Tips to Dodge Identity Theft and Scams

Now for the good stuff! Here are the top 5 things you can do to protect yourself:

  1. Be a Password Pro:
  1. Be Smart about Social Media:
  1. Be Wary of the Web:
  1. Shred Like a Secret Agent:
  1. Monitor Your Money Like a Hawk:

Bonus Tip: Freeze It!

Consider placing a credit freeze on your credit reports. This prevents new lines of credit from being opened in your name without your permission. It's a great way to add an extra layer of security.

Stay Safe Out There!

By following these tips, you can significantly reduce your risk of identity theft and scams. Keep yourself informed and stay vigilant. And if you ever suspect something fishy, don't hesitate to report it to the authorities or the Federal Trade Commission (https://www.identitytheft.gov/).



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